Find the Best Unlocked Cell Phones Under $100 in 2026

Finding a good phone without spending a fortune is totally doable these days. You don’t need to drop a ton of cash to get something that works well. We’ve looked at a bunch of options to help you find the best unlocked cell phones under $100 in 2026. Whether you’re looking for a solid performer or just something basic, there are some great deals out there.

Key Takeaways

• Buying an unlocked phone gives you the freedom to switch carriers easily and avoid long-term contracts.
• You can find capable unlocked cell phones under $100 that offer good value for money.
• Older flagship models, when bought refurbished or pre-owned, can be excellent budget options.
• Consider checking refurbished or ‘good’ condition used phones for significant savings.
• Always verify carrier compatibility, especially with newer models that might use eSIM.

1. Samsung Galaxy A16

Samsung’s Galaxy A series has always been about giving you a lot of phone for your money, and the A16 is no exception. It’s a solid choice if you’re looking for a dependable smartphone that won’t break the bank. This phone is a great option for people who need a basic smartphone for everyday tasks or for parents looking for a device that feels more premium than its price tag suggests.

When you pick up the A16, you’ll notice it feels pretty good in the hand. It’s got a decent-sized screen, perfect for browsing the web or watching videos. The camera setup is also surprisingly capable for this price point, letting you snap some nice photos without much fuss. It runs on Android, so you’ll have access to all your favorite apps.

Here’s a quick look at some of its features:

• Display: A bright and clear screen, good for everyday use.
• Camera: A capable main camera for taking everyday shots.
• Software Support: Samsung usually offers good software support, meaning your phone will get updates for a while.
• Connectivity: Supports modern network speeds for faster downloads.

While it might not have all the bells and whistles of the high-end models, the Galaxy A16 5G really hits a sweet spot for value. It’s a phone that just works, and it does so without costing a fortune. If you’re upgrading from an older phone or just need something reliable, this is definitely worth considering. You can often find great deals on this model, especially now that newer versions are out, making it an even better bargain. Check out the Samsung Galaxy A16 5G for more details on its capabilities.

2. Motorola Edge (2021)

Okay, so the Motorola Edge from 2021 might be a bit older now, but hear me out. It’s one of those phones that, if you can find it unlocked and on sale, really punches above its weight class, especially if you’re trying to keep things under that $100 mark in 2026. It’s not the newest kid on the block, but it still has some solid features that make it a decent pick.

This phone was pretty stylish for its time, with a curved display that made it look more expensive than it was. It wasn’t just about looks, though. The screen itself was a good size, great for watching videos or just scrolling through stuff. Plus, Motorola usually packs in decent cameras, and the Edge (2021) was no exception. You could get some pretty nice shots with it, especially in good lighting.

Here’s a quick look at what you might be getting:

• Display: A nice, big screen that’s good for media consumption.
• Camera: Capable of taking good photos, especially for the price point.
• Performance: It handled everyday tasks pretty well back in the day, and for lighter use now, it should still be okay.
• Build Quality: Generally felt pretty solid in the hand.

Now, it’s not perfect. You’re not going to get the latest processor or the absolute best battery life compared to brand-new phones. And software updates? Those probably stopped a while ago. But if you’re hunting for a bargain and need a reliable phone for calls, texts, and some casual browsing, the Motorola Edge (2021) is definitely worth keeping an eye out for. It’s a good example of how older, high-quality phones can become fantastic budget options.

3. Apple iPhone 13

Even though newer models are out, the iPhone 13 is still a solid choice, especially if you’re trying to keep costs down. It’s got that classic Apple feel, you know? The build quality is really nice, and it just feels good in your hand. It offers a great balance of performance and features for everyday use.

When it came out, it was a big step up in a few areas. The camera system, for instance, is pretty capable for taking decent photos and videos, especially in good lighting. Plus, it runs iOS smoothly, so you get all the apps and updates you’d expect from an iPhone. It’s not the latest and greatest, but it gets the job done without a fuss.

Here’s a quick look at some of its key specs:

• Display: 6.1-inch Super Retina XDR (OLED)
• Chip: A15 Bionic
• Storage Options: 128GB, 256GB, 512GB
• Rear Cameras: Dual 12MP system (Wide and Ultra Wide)
• Front Camera: 12MP TrueDepth

Finding a good deal on an iPhone 13 can be a smart move if you want a reliable Apple device without breaking the bank. You can often find these refurbished or used, which really brings the price down. It’s a good way to get into the Apple ecosystem if you’re on a tighter budget. Check out places that offer refurbished iPhone 13 models for potential savings.

4. Samsung Galaxy A16 5G

When you’re hunting for an unlocked phone that’s affordable but doesn’t cut too many corners, the Samsung Galaxy A16 5G is tough to overlook. This model stands out, mainly because it manages to pack in quite a few modern features while keeping the price comfortably below $100 in some markets. The flagship feature here is the combination of 5G connectivity and a crisp, 6.7-inch display — you just don’t find screens this good at this price very often.

Let’s look at what you get with the A16 5G:

• Solid 128GB of storage, so you won’t run out of space for photos, apps, or music.
• A main 50MP camera that takes sharp photos in good light, which is pretty rare for the price class.
• Smooth user interface and the promise of six years of software updates, making it one of the best deals for people who want a phone to last.

Here are some numbers for quick reference:

One thing to keep in mind: The A16 5G’s body is plastic, so it may not feel as high-end as pricier models, but it’s splashproof so it’ll handle regular day-to-day accidents. And while its ultra-wide and macro cameras are just okay, its main lens is more than good enough if you like snapping photos regularly.

For those looking for more storage or a great screen without breaking the bank, the A16 5G delivers a surprising feature set for well under $200, and it’s trending below $100 in many online listings now that the newer A17 is out. If you value a long-lasting phone with up-to-date software and don’t want to spend much, this is definitely worth a look.

5. Apple iPhone 14 Plus

Alright, let’s talk about the Apple iPhone 14 Plus. Now, this phone isn’t exactly new, but if you’re hunting for a solid Apple device without breaking the bank in 2026, it’s definitely worth a look, especially if you can find it unlocked for under $100. It’s got that big screen that people seem to love for watching videos or just having more space to work with.

The battery life on this thing is pretty impressive, often lasting a full day or even more with regular use. That’s a big deal when you don’t want to be tethered to a charger.

Here’s a quick rundown of what you get:

• Display: A large 6.7-inch Super Retina XDR display. It’s bright and colorful, making everything look good.
• Camera: A very capable dual-camera system on the back (12MP Wide and 12MP Ultrawide) that takes great photos, especially in good lighting. The front camera is also solid for selfies and video calls.
• Performance: It runs on Apple’s A15 Bionic chip. While not the absolute latest, it’s still plenty fast for everyday tasks, apps, and even some gaming.
• Durability: It has Ceramic Shield front cover, which is tougher than typical smartphone glass, and it’s water-resistant.

Finding one unlocked under $100 might take some digging, maybe checking refurbished markets or waiting for a good sale. But if you do snag one, you’re getting a reliable iPhone with a great screen and battery that still holds up well.

6. Apple iPhone 15 Plus

Okay, so the iPhone 15 Plus. It’s a bit of a step up, and honestly, it might be a stretch for the ‘under $100’ category unless you’re looking at a really good refurbished deal or a sale that’s practically a miracle. But let’s talk about what you get.

This phone is pretty big, which is great if you like a lot of screen real estate for watching videos or playing games. The display itself is really nice, bright and clear. It’s got that solid Apple build quality you expect, feeling sturdy in your hand.

When it comes to performance, it’s smooth. Apps open quickly, and multitasking isn’t a problem. The camera is also a strong point; it takes really good pictures, especially in decent lighting. You’ll get those nice, vibrant shots that look great on social media.

Battery life is usually a big win for the Plus models. You can expect it to last a full day, maybe even two, depending on how much you’re using it. That’s a big deal if you’re often away from a charger.

Here’s a quick look at some general specs you might find:

So, while finding a brand new iPhone 15 Plus under $100 in 2026 is unlikely, if you can snag one used or refurbished, it’s a solid phone that offers a great experience, especially if you’re already in the Apple ecosystem. Just keep an eye out for those deals!

7. Samsung Galaxy S23

Okay, so the Samsung Galaxy S23. This phone is a bit of a powerhouse, and while it might be a stretch to find it under $100 unlocked in 2026, it’s worth keeping an eye out for deals, especially if you’re looking for something that really performs. It’s basically Samsung’s answer to those who want top-tier features without necessarily going for the absolute latest model.

What makes it stand out? Well, it packs a serious punch in terms of speed and capability. You get a really nice display, cameras that take some pretty good shots, and it runs on Android, so it’s familiar territory for most people. Plus, Samsung usually supports its phones with software updates for a good while, which is always a plus.

Here’s a quick look at what you’re getting:

• Performance: It’s built to handle pretty much anything you throw at it, from everyday tasks to more demanding apps.
• Camera System: Expect solid photos, especially in good lighting. It’s not going to beat the absolute newest flagships, but it’s very capable.
• Build Quality: Samsung generally makes their phones feel pretty solid, and the S23 is no exception.

If you can snag this phone for under $100, it’s a really smart buy. It offers a lot of what people want in a smartphone without the brand-new price tag. Just be prepared that finding it at that price point might take some patience and a bit of luck.

8. Apple iPhone 13 256 GB

Okay, so you’re looking at the iPhone 13, but specifically the 256 GB version. This is a solid choice if you want a bit more breathing room for your photos, videos, and apps without immediately needing to offload stuff.

When these came out, they were pretty top-tier, and honestly, they still hold up really well. You get that classic iPhone experience – smooth performance, a good camera system, and access to all the apps you could want. The 256 GB storage means you’re not going to be constantly staring at that ‘storage almost full’ warning, which is a big plus.

Here’s a quick look at what you’re generally getting with an iPhone 13:

• Display: A nice, bright 6.1-inch Super Retina XDR display. It looks great for watching videos or just scrolling through social media.
• Camera: A dual-camera system that takes really good pictures, especially in decent lighting. It’s not the absolute latest and greatest, but it’s more than capable for most people’s needs.
• Performance: Powered by the A15 Bionic chip. This thing is still fast. Apps open quickly, multitasking is smooth, and it can handle most games without breaking a sweat.
• Battery Life: It’s pretty decent. You should be able to get through a full day of moderate use without needing to hunt for a charger, though heavy users might need a top-up.

Finding one unlocked and under $100 in 2026 might mean looking at refurbished or pre-owned options. You’ll want to check the condition carefully, but getting this much storage on an iPhone 13 at that price point is a pretty good deal if you can find it. It’s a reliable phone that offers a lot of value, especially with the extra storage.

9. Google Pixel 9a

Alright, let’s talk about the Google Pixel 9a. If you’re looking for a solid phone that won’t break the bank, this one’s definitely worth a look. It really hits that sweet spot between price and performance.

Google packed this phone with their Tensor G4 chip, which means it can handle most things you throw at it pretty well, from scrolling through social media to playing some games. And the cameras? They’re surprisingly good for this price point. You can snap some really nice pictures without needing to be a pro photographer. Plus, Google’s AI features are pretty neat and actually useful, like Magic Editor for photos. They’ve also promised seven years of software updates, which is pretty amazing for a phone in this category.

Here’s a quick look at some of its features:

• Powerful Tensor G4 processor for smooth operation.
• Excellent camera system that punches above its weight.
• Helpful Google AI features integrated throughout the OS.
• Long-term software support commitment for peace of mind.

It’s not perfect, of course. It doesn’t have mmWave 5G, which might matter if you’re in a specific area that uses it, and you can’t charge other devices wirelessly from it. But for most people, these are minor points.

This phone is a great choice if you’re on a budget but still want a good Android experience with a fantastic camera. It’s a really well-rounded device that offers a lot for its price, especially if you’re already a fan of Google’s software. You can often find it for around $499, making it a smart pick for budget-conscious shoppers looking for value.

10. Samsung Galaxy A15

Alright, let’s talk about the Samsung Galaxy A15. If you’re hunting for a phone that won’t break the bank but still gets the job done, this one’s worth a look. It’s a solid choice for everyday use, especially if you’re not trying to play the latest mobile games or edit 4K video.

Samsung has been doing a pretty good job lately with their A-series phones, and the A15 is no exception. It feels decent in the hand, not like some flimsy plastic thing. The screen is usually pretty bright and colorful, which is nice for scrolling through social media or watching videos. You get a good amount of screen real estate, too, which is always a plus.

When it comes to what’s inside, you’re looking at a processor that handles your basic apps without much fuss. Think email, web browsing, messaging – all that stuff. Don’t expect it to be a speed demon, but it’s reliable for what most people need.

Here’s a quick rundown of what you might find:

• Display: Usually a nice, big screen, often AMOLED, making colors pop.
• Camera: It’s got cameras, and for daylight shots, they can be pretty good. Don’t expect professional-level photos, but for sharing online, it’s fine.
• Battery: Samsung often puts decent batteries in these, so you can usually get through a full day without needing to hunt for a charger.
• Software Support: Samsung promises a good number of software updates for these phones, which is great for keeping it secure and up-to-date for a while. This is a big deal when you’re looking at budget devices.

It’s important to remember that this phone is often replaced by newer models, like the A16 or A17. That means you might be able to snag the Samsung Galaxy A15, 64GB, 5G, Black at an even better price if you find it on sale. It’s a practical option if you just need a dependable smartphone without all the bells and whistles.

Wrapping It Up

So, there you have it. Finding a solid, unlocked phone for under $100 in 2026 isn’t some impossible quest anymore. We’ve seen that the market has really stepped up, offering devices that do more than just the basics without costing a fortune. Whether you’re looking for something for a family member, a backup phone, or just don’t want to spend a ton of cash, there are definitely good options out there. Remember to check the specs that matter most to you and compare a few models before you buy. You can get a perfectly good phone without breaking the bank, and that’s pretty great news for everyone.

Frequently Asked Questions

What does ‘unlocked’ mean for a phone?

An unlocked phone isn’t tied to a specific phone company, like AT&T or Verizon. This means you can switch between different companies easily by just swapping out the SIM card. It also lets you use your phone internationally with local SIM cards, saving you money on roaming fees.

Can I use any SIM card in an unlocked phone?

Generally, yes! Most unlocked phones work with almost any company’s SIM card. However, it’s always a good idea to check if the phone works with your preferred company’s network, especially for things like 5G service, just to be sure.

Are there any downsides to buying an unlocked phone?

One small thing to know is that if you use an eSIM (which is like a digital SIM card), changing phones might be a little trickier than with a physical SIM. Also, if you travel abroad and use a local SIM, you won’t have access to your US phone number during that time.

Why are unlocked phones a good choice?

Unlocked phones give you more freedom. You can sell or trade them in whenever you want without waiting for a payment plan to end. Plus, you can often find cheaper plans from different companies, saving you money.

What should I look for when buying a cheap unlocked phone?

Think about what’s most important to you. Do you need a great camera, long battery life, or a fast screen? Since budget phones have to cut costs somewhere, decide which features you can live without to get the best deal for your money.

Is it better to buy a phone outright or on a contract?

Buying a phone outright and then getting a separate SIM-only plan is usually cheaper in the long run. You avoid paying extra for the phone over time and can switch plans more easily if you find a better deal.